Living in Contra Costa County

What's the Rate?

What's the Rate?

People often ask what the interest rate is. There are so many variables it is hard to give a simple answer.

However, in this on-line Wall Street Journal article the discuss the average 30 and 15 year loans across the country and the points involved for each loan.


I will give you a hint they are under 4% and that is amazing.

No two mortgages are a like. Comparing rates without looking at other factors is not a good way to do it.

If you need a referral to a quality lender give me a call and I will put you in touch with the right person.

Why Home Point Real Estate?

Home Point Real Estate is your partner in Buying a Home (Free MLS Access to Search for Homes) or Selling a Home (Get a Free on Line Home Evaluation). We are a Leading Internet Real Estate Company with the tools to meet the modern online Real Estate world combined with Traditional and Personal Customer Service.

Where is Home Point Real Estate?

Home Point Real Estate is Located in the East Contra Costa County community of Brentwood we also provide service to Discovery Bay, Antioch, Oakley, and Pittsburg. Click on the Community to see Homes For Sale Now.

Does Home Point Real Estate Handle Bank Owned Homes?

Yes! Go Here to: Get the Free Bank Owned Homes Buying Guide and Get a Free List of Bank Owned Homes.

What if I am in Foreclosure, having Mortgage Trouble, or Want to Short Sale my Home?

Home Point Real Estate is the company for you! Contact Home Point Real Estate and request a Free Consultation with a certifies SFR (Short Sale and Foreclosure Resource) to see if there is a way to save your Home or to do a Short Sale and help Save Your Credit. Get the Free Short Sale information Report for Buyers and Sellers too. Click Now for Short Sale Information and Free SFR Consultation.

Can Home Point Real Estate Help me with Real Estate Investments?

Get The Free Book of Real Estate Investing from Home Point Real Estate along with the Free Investor Calculator. This Book covers complex investing concepts in any easy to read manner with plenty of examples. Including Tax Issues, How to Evaluate an Investment Property, and more.

Make Home Point Real Estate your Partner in Real Estate Success – Call Now 925-260-4321

Ask Gene About Real Estate on Facebook. 

 

 

All types of Loans. Even 100% financing!

Everyone knows it is tougher to get a loan these days. Many buyers feel locked out from the possibility of borrowing. I spent a good part of my day talking to lenders about ways to help my clients get loans and exploring new possibilities.

Well I am going to provide you a few links to some lender blogs that offer a unique perspective and may give you a financing options to help you unlock the lending maze.

The first Blog Compares FHA Lending with Conventional Financing and can give you an idea of what both have to offer. Then a comparison of VA and FHA Lending will provide you more information on both of those types of loans. If you decide and FHA Loan is for you or you are buying a Fixer Upper FHA offers the unique 203K loans on top of the FHA loan.

I read a blog on a unique program this morning that is one of only two programs in this country offering 100% financing (The other being FHA). It is a USDA Loan.

In California there is a another program that may be returning called the CalFHA Loan. There are a number of associated programs all designed to help the first time buyer.

Finally, I will link you to a blog that give a short description of a number of loan types. Some described above and some are unique, including loans for the investor and commercial consumer.

 

If you are interested in Buying a Home or Selling a Home in Brentwood or anywhere in East Contra Costa County, Antioch, Oakley, Discovery Bay, Pittsburg, Bay Point and others please contact me.  I specialize in helping buyers of Bank Owned Homes.  For regular updates please subscribe to this blog.

 

Subscribe to Gene Riemenschneider's East Contra Costa Home Blog by Email

 

Why Home Point Real Estate?

Home Point Real Estate is your partner in Buying a Home (Free MLS Access to Search for Homes) or Selling a Home (Get a Free on Line Home Evaluation). We are a Leading Internet Real Estate Company with the tools to meet the modern online Real Estate world combined with Traditional and Personal Customer Service.

Where is Home Point Real Estate?

Home Point Real Estate is Located in the East Contra Costa County community of Brentwood we also provide service to Discovery Bay, Antioch, Oakley, and Pittsburg. Click on the Community to see Homes For Sale Now.

Does Home Point Real Estate Handle Bank Owned Homes?

Yes! Go Here to: Get the Free Bank Owned Homes Buying Guide and Get a Free List of Bank Owned Homes.

What if I am in Foreclosure, having Mortgage Trouble, or Want to Short Sale my Home?

Home Point Real Estate is the company for you! Contact Home Point Real Estate and request a Free Consultation with a certifies SFR (Short Sale and Foreclosure Resource) to see if there is a way to save your Home or to do a Short Sale and help Save Your Credit. Get the Free Short Sale information Report for Buyers and Sellers too. Click Now for Short Sale Information and Free SFR Consultation.

Can Home Point Real Estate Help me with Real Estate Investments?

Get The Free Book of Real Estate Investing from Home Point Real Estate along with the Free Investor Calculator. This Book covers complex investing concepts in any easy to read manner with plenty of examples. Including Tax Issues, How to Evaluate an Investment Property, and more.

Make Home Point Real Estate your Partner in Real Estate Success – Call Now 925-260-4321

Ask Gene About Real Estate on Facebook.